Merchant Benefits:

• Real-time authorization and settlement.
• Receive payments instantly and secure.
• No need to maintain expensive phone or fax operations.
• Open 24 hours a day.

CyberCash Cash Register (Merchant Administration Server):

Along with enabling secure on-line payments, the CyberCash Cash Register provides all the functions and tools necessary for managing transactions.

Features:

• Wallet Works with Multiple Platforms: the consumer CyberCash wallet runs on Windows and Macintosh.
• Supports Major Credit Cards: customers can shop with MasterCard, Visa, American Express and Discover cards issued world wide.
• Available at thousands of Banks: CyberCash currently provides service to credit card processors - such as FDC, GPS, NOVA, Checkfree and Wells - which can provide service to any merchant and its bank.
• Strong Encryption: 1024-bit RSA and 56-bit DES provide the strongest protection legally available.

Benefits:

• Real-Time, automatic sales 24 hours a day: all processes are carried out from your web site without manual intervention. Transactions occur within 15 to 20 seconds. Consumers have more payment options, so sales are increased.
• Inexpensive to integrate: because the CyberCash Credit Card Service works with over 80% of existing merchant banks, most merchants can continue their established banking and order-processing procedures.
• A Complete Solution: to those who have a multiple order sources and need a single source for payment processing, CyberCash offers flexibility. The software reliably handles purchases, returns, credits, voids and other administrative functions.
• Protects Against Fraudulent Use: Strong encryption consumer authentication and merchant authentication keep unauthorized individuals from obtaining credit information.

Transaction logging and reporting:

To support balancing, reporting and other back-office functions, the Cash Register software automatically logs every transaction in a powerful database. All critical payment information remains in encrypted form. An easy to use, web based reporting feature provides password protected visibility into this transaction level information. To zero in on a problem a merchant can:

• Select all or single card types (MasterCard, Visa, American Express or Discover).
• Select all or specific transactions to be included (up to 200).
• Search the entire log or select a specific date range.
• Search for a specific dollar amount or an amount range.

Remote Management:

Because many Internet store fronts are maintained by third parties such as Univox, the CyberCash Cash Register provides merchants with a web based remote access to its many management features, including:

• Remote queries against transaction logs.
• Merchant-initiated transaction entry (sales, credits, voids etc.).
• End of day balancing for both terminal and host-based systems.

CyberCash is the preferred on-line credit card processing company of Univox and many of the world's largest E-commerce companies. For further information you may visit the CyberCash web site.